Unsecured Loans

Let's Build Something

What are they?

An unsecured home improvement loan is a type of financing that doesn’t require collateral like your home or other assets.

Instead, approval depends entirely on your credit score and financial history to determine eligibility and the interest rate.

Remodel Credit offers two approval categories: Prime and Subprime, accommodating both at the point of sale with a soft credit check.

With no collateral needed, unsecured loans carry less risk for you, as your property isn’t at stake.

You can use these loans for various projects, from kitchen remodels and bathroom renovations to adding a new deck to your backyard.

Who are they for?

For contractors, these financing options are ideal for homeowners looking to refresh their living spaces with renovations or remodels. Whether updating a kitchen, installing a new bathroom, or revamping the landscaping, these loans supply the necessary capital to make their design dreams a reality. Additionally, by preserving their primary mortgage and enhancing their home's market value, homeowners can reap lasting advantages from their investments.

How are they used?

These financing options are key resources for contractors undertaking any home improvement task, from minor upgrades to major overhauls. Whether it’s installing new flooring, updating appliances, or remodeling a basement, these loans offer the essential funds to complete the work efficiently. With convenient access to financing, contractors can ensure high-quality results and fulfill their customers’ expectations with confidence.

Remodel Credit Specs

Stipulation Assistance

We help get the right documents from your customer.

Soft Credit Checks

Minimally impact your credit score with soft

credit inquiries.

Instant Approvals

Get approved swiftly to kickstart your

renovation plans.

Paperless Process

Streamlined digital processes for hassle-free transactions.

Direct ACH Funding to Contractor

Funds transferred directly to your

contractor, ensuring seamless transactions.

Terms from 5-15 years

Flexible repayment options tailored to your

needs.

Remodel Credit Advantages

Up to $100K Approvals

$100K max loan amount to support projects of varying scales.

Unsecured

No collateral required, offering peace of

mind.

Rebuilding Credit OKAY!

Help customers get the work done that they need even if credit isn't perfect. Minimum 550 fico.

No Interest

Enjoy interest-free financing for eligible loans.

Still Have Questions?

Schedule a time to ask questions directly with our finance manager to understand which options are best for you and your customer.

Book A Call

Ready to get started?

Click below to get started with the enrollment process so you can quickly begin offering financing solutions to your customers to make them happier and your business more profitable!